Short term car insurance has become very popular over recent years mainly due to differing motorists needs and changing lifestyles. One month car insurance cover can be very beneficial for family members or close friends who need to borrow a vehicle for short periods of time. When referring to car insurance for a month the actual duration of the policy is calculated to 28 days, even though some calendar months are up to 31 days.
There are many benefits to this type of policy for example; a client has a lot more flexibility as to when the policy starts and finishes. With one month car insurance, a client’s friend is able to drive over a short period of time without having to keep adding different names to an existing long term policy.
Choosing the one month car insurance option allows a prospect to purchase insurance for a vehicle in one month periods, however it also allows the benefit of being able to build up a full years worth of no claims discount within eight months, as opposed to a year. Of course the policy needs to remain claim free for this to happen.
The benefits, features and underwriting involved with one month car insurance does not deter from that of a full year standard policy. The only difference being the shorter duration of cover. Usually there are no extra requirements needed for the vehicle to be able to qualify for one month insurance either. There are also no set times in which to apply for a short one month policy as they are available 365 days of the year. Many insurers also allow applications over the telephone and Internet with short simple steps to follow. Applying online is a very fast and efficient process with regard to one month car insurance as insurance documents do not arrive through the post; they are emailed to the driver immediately upon acceptance.
Most insurance companies now offer short term and one month vehicle insurance, however there are limitations as to the type of driver they will accept for these policies. This is namely under 21 year old drivers. This category driver are high risk and unlikely to be accepted for any period under one month. Some insurers only accept applicants that are aged over 24 years old for short term insurance for example.
Related posts: