Temporary car insurance is ideal for people who do not actually own the vehicle that they are driving. This can range from rental cars to insurance policies designed for the insurers needs. You may need a policy specifically designed for car shopping. You may also need a policy for just a few days when a new driver assumes the responsibilities of vehicle.
Temporary car insurance is not available in every state, so it may be wise for you to investigate what policies may be available to you from a reputable carrier.
Why should I purchase temporary auto insurance?
- Maybe you do not want to be stuck with the bill if you have an accident and driving off with the auto showroom floor.
- If someone is temporarily driving your vehicle, they may not be covered under your existing policy. For example a relative driving your vehicle while on vacation. This would be a good situation in which you would want to have a temporary auto insurance policy.
- Or maybe you were concerned that during hurricane season your car could get destroyed. A temporary insurance policy would be good. You may want to make sure you have adequate coverage to help appease your fears.
Typically temporary auto insurance policies are drafted for a period of weeks rather than the longer period of time of six months which is the typical term for a normal auto insurance policy. However keep in mind that the rates for temporary auto insurance policies are far greater than the rates for a normal policy.
Temporary policies can provide liability or full coverage, depending on what the needs of the insurer are.
Here are a few places where you may be able to get quotes for temporary auto insurance:
- Day insure offers options from 1 to 28 days of motor vehicle insurance. You can get a quick quote cars, vans, motor homes or motorbikes.
- Daily Motion this is another company that offers options for short-term motor vehicle insurance. As with most temporary insurers, they offer terms from 1 to 28 days. You can also insure cars, vans, RVs, or motorcycles.
- 4InsureUSA offers fast 24-hour service, free quotes and the ability to choose a policy that fits your needs. Terms from 1 to 28 days, and you can insure most vehicle types as well.
Related posts:
- A Quick Guide to Temporary Car Insurance
- Short-Term and Single Day Car Insurance Coverage
- Should I Use a Local Car Insurance Agent in San Francisco?
- About 1 Day Car Insurance
- First Car? Insurance Tips for Teens and First-time Drivers
